{
 "id": "cms:090bac79-c8b2-4e8a-bc3e-6bee002bcd6e",
 "slug": "income-and-asset-ownership",
 "source": "data.cms.gov",
 "title": "Income and Asset Ownership",
 "summary": "The Income and Asset Ownership data, derived from the Medicare Current Beneficiary Survey (MCBS), provide information on income sources, income levels, asset ownership, and asset values among Medicare beneficiaries.",
 "description": "The Income and Asset Ownership data, derived from the Medicare Current Beneficiary Survey (MCBS), provide information on income sources, income levels, asset ownership, and asset values among Medicare beneficiaries. The data are further segmented by demographic and health characteristics within the Medicare population.",
 "aliases": [],
 "keywords": [
  "Medicare",
  "Original Medicare",
  "Medicare Advantage",
  "Medicaid",
  "Patient Experience",
  "Financial Resources"
 ],
 "themes": [
  "Medicare",
  "Medicaid"
 ],
 "topics": [
  "medicare-advantage",
  "medicaid-chip",
  "spending-utilization",
  "quality"
 ],
 "category": "medicare-current-beneficiary-survey-mcbs",
 "publisher": "Office of Enterprise Data and Analytics (OEDA)",
 "contact": "MCBS@cms.hhs.gov",
 "landing_url": "https://data.cms.gov/medicare-current-beneficiary-survey-mcbs/income-and-asset-ownership",
 "csv_url": "https://data.cms.gov/sites/default/files/2025-09/2f3abb89-cab9-4509-8275-d6b77841b94b/MCBS_income_and_assets_PUF_2023.csv",
 "api_url": "https://data.cms.gov/data-api/v1/dataset/090bac79-c8b2-4e8a-bc3e-6bee002bcd6e/data",
 "api_kind": "cms-data-api",
 "preview_url": "https://data.cms.gov/data-api/v1/dataset/090bac79-c8b2-4e8a-bc3e-6bee002bcd6e/data?size=10",
 "dictionary_url": "https://data.cms.gov/resources/income-and-asset-ownership-data-dictionary",
 "dictionary_kind": "page",
 "methodology_urls": [
  "https://data.cms.gov/resources/mcbs-summary-tables-methodology"
 ],
 "state_column": null,
 "row_count": 74,
 "posted": "2025-09-12",
 "modified": "2025-09-12",
 "period_start": "2021-01-01",
 "period_end": "2023-12-31",
 "latest_period": "2023-01-01 to 2023-12-31",
 "cadence": "annually",
 "next_update": null,
 "versions": [
  {
   "label": "2023-01-01",
   "uuid": "090bac79-c8b2-4e8a-bc3e-6bee002bcd6e",
   "posted": "2025-09-12",
   "period_start": "2023-01-01",
   "period_end": "2023-12-31"
  },
  {
   "label": "2022-01-01",
   "uuid": "62e1e633-f21a-48d5-bda4-84268dd523dc",
   "posted": "2025-09-10",
   "period_start": "2022-01-01",
   "period_end": "2022-12-31"
  },
  {
   "label": "2021-01-02",
   "uuid": "6d8bb85c-58d8-48c2-90dc-f9aacbc0294c",
   "posted": "2025-09-10",
   "period_start": "2021-01-01",
   "period_end": "2021-12-31"
  }
 ],
 "columns": [
  {
   "name": "Characteristics",
   "label": "Socio-demographic characteristics",
   "type": "string",
   "meaning": "Socio-demographic characteristics of Medicare beneficiaries.",
   "source": "cms-dictionary"
  },
  {
   "name": "Home_ownership",
   "label": "Own home",
   "type": "number",
   "meaning": "Homeownership rate among Medicare beneficiaries.",
   "source": "cms-dictionary"
  },
  {
   "name": "Own_bank_deposit_accounts",
   "label": "Own bank deposit accounts",
   "type": "number",
   "meaning": "Bank deposit account (checking, savings, or CDs) ownership rate among Medicare beneficiary households.",
   "source": "cms-dictionary"
  },
  {
   "name": "Checking_account",
   "label": "Own a checking account",
   "type": "number",
   "meaning": "Checking account ownership rate among Medicare beneficiary households.",
   "source": "cms-dictionary"
  },
  {
   "name": "Savings_account",
   "label": "Own a savings account",
   "type": "number",
   "meaning": "Savings account ownership rate among Medicare beneficiary households.",
   "source": "cms-dictionary"
  },
  {
   "name": "Certificates_of_deposit",
   "label": "Own certificates of deposit",
   "type": "number",
   "meaning": "Certificate of deposit ownership rate among Medicare beneficiary households.",
   "source": "cms-dictionary"
  },
  {
   "name": "Stocks_or_mutual_funds",
   "label": "Own stocks or mutual funds",
   "type": "number",
   "meaning": "Stock and mutual fund ownership rate among Medicare beneficiary households.",
   "source": "cms-dictionary"
  },
  {
   "name": "Retirement_accounts",
   "label": "Own retirement accounts",
   "type": "number",
   "meaning": "Percentage of Medicare beneficiary households who own retirement accounts (401(k), 403(b), or IRA).",
   "source": "cms-dictionary"
  },
  {
   "name": "Receive_social_security",
   "label": "Receive Social Security",
   "type": "number",
   "meaning": "Percentage of Medicare beneficiary households who received Social Security or Railroad Retirement payments in the previous month.",
   "source": "cms-dictionary"
  },
  {
   "name": "Receive_supplemental_security_income",
   "label": "Receive Supplemental Security Income (SSI)",
   "type": "number",
   "meaning": "Percentage of Medicare beneficiary households who received SSI payments in the previous month.",
   "source": "cms-dictionary"
  },
  {
   "name": "Receive_pension",
   "label": "Receive pension income",
   "type": "number",
   "meaning": "Percentage of Medicare beneficiary households who received job-related or union-related pension benefits in the previous month.",
   "source": "cms-dictionary"
  },
  {
   "name": "Got_paid_to_work_last_month",
   "label": "Worked for pay last month",
   "type": "number",
   "meaning": "Percentage of Medicare beneficiaries who worked for pay in the previous month.",
   "source": "cms-dictionary"
  },
  {
   "name": "Median_combined_income",
   "label": "Median combined income",
   "type": "number",
   "meaning": "Income data are self-reported by respondents for the calendar year. Respondents report the total annual income received by beneficiary household from all sources, including Social Security, Railroad Retirement, SSI, VA benefits, pensions, retirement accounts, interest, bank accounts, businesses, real estate, and employment, before taxes or deductions. Income figures represent the best available estimate based on the most recent information provided.",
   "source": "cms-dictionary"
  },
  {
   "name": "Median_combined_earnings",
   "label": "Median combined earnings",
   "type": "number",
   "meaning": "Median monthly employment earnings received by beneficiary and spouse/partner.",
   "source": "cms-dictionary"
  },
  {
   "name": "Median_monthly_earnings",
   "label": null,
   "type": "number",
   "meaning": null,
   "source": "cms-api"
  },
  {
   "name": "Median_home_equity",
   "label": "Median home equity",
   "type": "number",
   "meaning": "Median home equity value for beneficiaries who own their homes (calculated as home value minus remaining mortgage balance).",
   "source": "cms-dictionary"
  },
  {
   "name": "Median_comb_val_of_bank_deposit_acc",
   "label": "Median combined value of bank deposit accounts",
   "type": "number",
   "meaning": "Median combined value of checking accounts, savings accounts, and CDs held by beneficiary and spouse/partner.",
   "source": "cms-dictionary"
  },
  {
   "name": "Median_combined_stocks_mutual_funds",
   "label": "Median combined value of stocks and mutual funds",
   "type": "number",
   "meaning": "Median value of stock and mutual fund holdings for beneficiary and spouse/partner.",
   "source": "cms-dictionary"
  },
  {
   "name": "Median_combined_retirement_accounts",
   "label": "Median combined value of retirement accounts",
   "type": "number",
   "meaning": "Median value of retirement accounts (401(k), 403(b), IRA, etc.) held by beneficiary and spouse/partner.",
   "source": "cms-dictionary"
  },
  {
   "name": "Median_combined_amount_received_retirement_accounts",
   "label": "Median combined amount received from retirement accounts",
   "type": "number",
   "meaning": "Median annual amount received from retirement accounts (401(k), 403(b), IRA, etc.) by beneficiary and spouse/partner.",
   "source": "cms-dictionary"
  },
  {
   "name": "Median_combined_social_security_payments",
   "label": "Median combined value of monthly social security payments",
   "type": "number",
   "meaning": "Median combined monthly amount received from Social Security by beneficiary and spouse/partner.",
   "source": "cms-dictionary"
  },
  {
   "name": "Median_combined_pension_payments",
   "label": "Median combined pension payments",
   "type": "number",
   "meaning": "Median combined monthly pension benefits received by beneficiary and spouse/partner.",
   "source": "cms-dictionary"
  }
 ],
 "caveats": [],
 "curated": false,
 "license": "https://www.usa.gov/government-works",
 "detail_key": "090bac79-c8b2-4e8a-bc3e-6bee002bcd6e|2025-09-12",
 "checked": "2026-10-25",
 "source_name": "data.cms.gov"
}